Mbabane Branch
Physical Address
1st House
Betfusile Street
Mbabane
Postal Address
PO Box 1337
Mbabane
Swaziland
Telephone Number: +268 2404 1961/5
Fax Number: +268 2404 4535
Branch 6-Digit Code: 280164
Corporate Place Branch
Physical Address
Corporate Place
2nd Floor
Swazi Plaza
Postal Address
PO Box 261
Eveni
H103
Telephone Number: +268 2404 3431
Fax Number: +268 2404 3121
Branch 6-Digit Code: 281264
The Gables Agency
Physical Address
Gables Shopping Complex
Shop No 3
Ezulwini
Postal Address
PO Box 308
Matsapha
Swaziland
Telephone Number: +268 2416 2777
Fax Number: +268 2416 2804
Branch 6-Digit Code: 281064
Matsapha Branch
Physical Address
Lot 171
1st Avenue
Matsapha
Postal Address
PO Box 308
King Mswati III Avenue
Matsapha
Telephone Number: +268 2518 7570/5
Fax Number: +268 2518 7805
Branch 6-Digit Code: 281064
Mahhala Agency
Physical Address
Lot 445
Matsamo Shopping Complex
Matsapha
Postal Address
PO Box 308
Matsapha
Swaziland
Telephone Number: +268 2518 7611
Fax Number: +268 2518 7525
Branch 6-Digit Code: 281064
Manzini Branch
Physical Address
Makabongwe House
Nkoseluhlaza Street
Manzini
Postal Address
PO Box 645
Manzini
Swaziland
Telephone Number: +268 2505 3181/5
Fax Number: +268 2505 3188
Branch 6-Digit Code: 282064
Bhunu Mall Agency
Physical Address
Bhunu Mall Shopping Complex
Shop No U16
Ngwane Street
Manzini
Postal Address
PO Box 645
Manzini
Swaziland
Telephone Number: +268 2505 7950/1
Fax Number: +268 2505 7972
Branch 6-Digit Code: 282064
Big Bend Branch
Physical Address
Shop No 1
Matata Shopping Complex
Big Bend
Postal Address
PO Box 2
Matata
Swaziland
Telephone Number: +268 2364 6000/5
Fax Number: +268 2364 6006
Branch 6-Digit Code: 286064
Nhlangano Agency
Physical Address
Plot 239/240
4th Street
Nhlangano
Postal Address
Private Bag 5
Nhlangano
Swaziland
Telephone Number: +268 2207 9321
Fax Number: +268 2207 9327
Branch 6-Digit Code: 282164
Pigg's Peak Branch
Physical Address
15 Mambo House
Evelyn Baring Street
Piggs Peak
Postal Address
PO Box 464
Piggs Peak
Swaziland
Telephone Number: +268 2437 1900/3
Fax Number: +268 2437 1894
Branch 6-Digit Code: 282364
Siteki Branch
Physical Address
Plot 127
Jacaranda Avenue
Siteki
Postal Address
PO Box 602
Siteki
Swaziland
Telephone Number: +268 2343 4393
Fax Number: +268 2343 4416
Branch 6-Digit Code: 286064
Simunye Branch
Physical Address
Simunye Plaza
Shop No 38B
Simunye
Postal Address
PO Box 357
Simunye
Swaziland
Telephone Number: +268 2383 8601
Fax Number: +268 2416 2804
Branch 6-Digit Code: 283164
House hunting with a pre-approved certificate from First National Bank Home Loans is a pleasure. You can rest assured, knowing that your home loan has been approved in principle and having a clear idea of the amount for which you qualify. It also gives you considerable buying power when negotiating with a seller. The final loan approval is subject to the normal property finance evaluation.
You may borrow an amount of up to 100% of the value of the home you wish to purchase (each application will be assessed on its individual merit).
Home Owners' Comprehensive Insurance, which covers fire, lighting, storm, wind, hail, and burglary, as well as Embedded Life Cover, for loans up to E800 000 which cover death and disability.
If you need the personal attention and speedy response that comes with an FNB Home Loan, please contact your nearest FNB branch or Property Finance Division.
Prepaid refers to the additional amounts you pay into your home loan over and above the required monthly instalment. This is a good way to reduce the term on your home loan and you can have access to the surplus funds.
Debt consolidation allows you to combine all your loans (car loan, personal loan, credit card debt) under your home loan. This offers you a single repayment over an extended period of time.
The amount of your home loan is based on your maximum affordable monthly repayment. This is usually 33% of your gross income (it can also be based on 33% of partners' joint gross income).
Gross income refers to income before deductions.
Pre-approval
Prior to final drawdown
You need the following documents to complete the application process:
You need the following documents to complete the application process:
You need the following documents to complete the application process:
Acquiring property is a life long decision and full commitment anyone can take. We have therefore made your first steps towards acquiring your hard earned asset a lot easier. With the number of options available you decide what's best for you.
Our brand-based home loan finance capabilities will assist you with:
Interest rates are individually calculated for each customer.
We will appoint a valuator to valuate the property that you wish to purchase.
Before you decide on how to finance your property, you need to understand
the options that are available and what would best suit your needs.
Access funds that make up the difference between your original home loan amount and the outstanding balance
Deposit extra funds to reduce your term and access the surplus funds when you need to
How the amount you qualify for is determined