Find a branch


Mbabane Branch

Physical Address
1st House
Betfusile Street
Mbabane

Postal Address
PO Box 1337
Mbabane
Swaziland

Telephone Number: +268 2404 1961/5
Fax Number: +268 2404 4535
Branch 6-Digit Code: 280164

Corporate Place Branch

Physical Address
Corporate Place
2nd Floor
Swazi Plaza

Postal Address
PO Box 261
Eveni
H103

Telephone Number: +268 2404 3431
Fax Number: +268 2404 3121
Branch 6-Digit Code: 281264

The Gables Agency

Physical Address
Gables Shopping Complex
Shop No 3
Ezulwini

Postal Address
PO Box 308
Matsapha
Swaziland

Telephone Number: +268 2416 2777
Fax Number: +268 2416 2804
Branch 6-Digit Code: 281064

Matsapha Branch

Physical Address
Lot 171
1st Avenue
Matsapha

Postal Address
PO Box 308
King Mswati III Avenue
Matsapha

Telephone Number: +268 2518 7570/5
Fax Number: +268 2518 7805
Branch 6-Digit Code: 281064

Mahhala Agency

Physical Address
Lot 445
Matsamo Shopping Complex
Matsapha

Postal Address
PO Box 308
Matsapha
Swaziland

Telephone Number: +268 2518 7611
Fax Number: +268 2518 7525
Branch 6-Digit Code: 281064

Manzini Branch

Physical Address
Makabongwe House
Nkoseluhlaza Street
Manzini

Postal Address
PO Box 645
Manzini
Swaziland

Telephone Number: +268 2505 3181/5
Fax Number: +268 2505 3188
Branch 6-Digit Code: 282064

Bhunu Mall Agency

Physical Address
Bhunu Mall Shopping Complex
Shop No U16
Ngwane Street
Manzini

Postal Address
PO Box 645
Manzini
Swaziland

Telephone Number: +268 2505 7950/1
Fax Number: +268 2505 7972
Branch 6-Digit Code: 282064

Big Bend Branch

Physical Address
Shop No 1
Matata Shopping Complex
Big Bend

Postal Address
PO Box 2
Matata
Swaziland

Telephone Number: +268 2364 6000/5
Fax Number: +268 2364 6006
Branch 6-Digit Code: 286064

Nhlangano Agency

Physical Address
Plot 239/240
4th Street
Nhlangano

Postal Address
Private Bag 5
Nhlangano
Swaziland

Telephone Number: +268 2207 9321
Fax Number: +268 2207 9327
Branch 6-Digit Code: 282164

Pigg's Peak Branch

Physical Address
15 Mambo House
Evelyn Baring Street
Piggs Peak

Postal Address
PO Box 464
Piggs Peak
Swaziland

Telephone Number: +268 2437 1900/3
Fax Number: +268 2437 1894
Branch 6-Digit Code: 282364

Siteki Branch

Physical Address
Plot 127
Jacaranda Avenue
Siteki

Postal Address
PO Box 602
Siteki
Swaziland

Telephone Number: +268 2343 4393
Fax Number: +268 2343 4416
Branch 6-Digit Code: 286064

Simunye Branch

Physical Address
Simunye Plaza
Shop No 38B
Simunye

Postal Address
PO Box 357
Simunye
Swaziland

Telephone Number: +268 2383 8601
Fax Number: +268 2416 2804
Branch 6-Digit Code: 283164

News + insights

News

Save & Invest


I don't have enough money to save or invest ...

Saving often seems hard at the beginning because it requires discipline and patience. Most people think they don't have enough money to save but you can start saving with just E5! The most important thing is to have a goal and plan for how to get there.

 

Determine if it is a short, medium or long-term goal.


Plan you savings goal

Plan your savings goal.



Determine how much you need to save monthly to achieve your goal.



Adjust your budget to reduce unnecessary expenses.



Add your savings amount to your budget.



Ensure your money is transferred to a separate savings account.



Practical ideas to start saving


  • Cut down your spending on luxuries like expensive food and clothes, alcohol and entertainment.
  • Reduce your usage of electricity, airtime and water.
  • Grow your own vegetables and take lunch from home.
  • Save money by repairing broken items, recycling, repurposing or reusing items instead of simply buying new ones.

Also remember

  • You don't need a lot of money to save. Every little bit counts.
  • Always set a goal to keep you motivated.
  • You can have short-term and longer-term savings goals.
 

Short-term savings and investments


Savings account

Determine how much you need to save monthly to achieve your goal.



Notice / Fixed Deposit / Call Account

For these accounts you must give your bank notice when you want to withdraw your money.



Money market

These accounts are for short-term investments of less than 12 months.



Stokvel

For a group of people who come together to save on a regular basis. These can be formal or informal.



Medium-term savings and investments


Unit trusts

A Unit trust is a saving and investment product where a group of individual investors put their money together for the purpose of investing.



Endowment policy

Let's get you registered



Tax-free savings account

Simply switch



 

Long-term savings and investments


Retirement savings: these are long-term savings options that provide a pension which is paid out monthly or as a lump sum when a person retires.

Pension fund: a long-term saving that provides a person with a pension when they retire.

Provident fund: a long-term savings that provides a lump sum payment to a person on retirement.

Retirement annuity: a long-term investment where a person saves regularly to give them an income when they retire.

Property investments: this is a long-term investment in a property that is rented to a tenant or an investment in a property fund which invests in publicly-listed real estate companies.