Find a branch


Mbabane Branch

Physical Address
1st House
Betfusile Street
Mbabane

Postal Address
PO Box 1337
Mbabane
Swaziland

Telephone Number: +268 2404 1961/5
Fax Number: +268 2404 4535
Branch 6-Digit Code: 280164

Corporate Place Branch

Physical Address
Corporate Place
2nd Floor
Swazi Plaza

Postal Address
PO Box 261
Eveni
H103

Telephone Number: +268 2404 3431
Fax Number: +268 2404 3121
Branch 6-Digit Code: 281264

The Gables Agency

Physical Address
Gables Shopping Complex
Shop No 3
Ezulwini

Postal Address
PO Box 308
Matsapha
Swaziland

Telephone Number: +268 2416 2777
Fax Number: +268 2416 2804
Branch 6-Digit Code: 281064

Matsapha Branch

Physical Address
Lot 171
1st Avenue
Matsapha

Postal Address
PO Box 308
King Mswati III Avenue
Matsapha

Telephone Number: +268 2518 7570/5
Fax Number: +268 2518 7805
Branch 6-Digit Code: 281064

Mahhala Agency

Physical Address
Lot 445
Matsamo Shopping Complex
Matsapha

Postal Address
PO Box 308
Matsapha
Swaziland

Telephone Number: +268 2518 7611
Fax Number: +268 2518 7525
Branch 6-Digit Code: 281064

Manzini Branch

Physical Address
Makabongwe House
Nkoseluhlaza Street
Manzini

Postal Address
PO Box 645
Manzini
Swaziland

Telephone Number: +268 2505 3181/5
Fax Number: +268 2505 3188
Branch 6-Digit Code: 282064

Bhunu Mall Agency

Physical Address
Bhunu Mall Shopping Complex
Shop No U16
Ngwane Street
Manzini

Postal Address
PO Box 645
Manzini
Swaziland

Telephone Number: +268 2505 7950/1
Fax Number: +268 2505 7972
Branch 6-Digit Code: 282064

Big Bend Branch

Physical Address
Shop No 1
Matata Shopping Complex
Big Bend

Postal Address
PO Box 2
Matata
Swaziland

Telephone Number: +268 2364 6000/5
Fax Number: +268 2364 6006
Branch 6-Digit Code: 286064

Nhlangano Agency

Physical Address
Plot 239/240
4th Street
Nhlangano

Postal Address
Private Bag 5
Nhlangano
Swaziland

Telephone Number: +268 2207 9321
Fax Number: +268 2207 9327
Branch 6-Digit Code: 282164

Pigg's Peak Branch

Physical Address
15 Mambo House
Evelyn Baring Street
Piggs Peak

Postal Address
PO Box 464
Piggs Peak
Swaziland

Telephone Number: +268 2437 1900/3
Fax Number: +268 2437 1894
Branch 6-Digit Code: 282364

Siteki Branch

Physical Address
Plot 127
Jacaranda Avenue
Siteki

Postal Address
PO Box 602
Siteki
Swaziland

Telephone Number: +268 2343 4393
Fax Number: +268 2343 4416
Branch 6-Digit Code: 286064

Simunye Branch

Physical Address
Simunye Plaza
Shop No 38B
Simunye

Postal Address
PO Box 357
Simunye
Swaziland

Telephone Number: +268 2383 8601
Fax Number: +268 2416 2804
Branch 6-Digit Code: 283164

News + insights

News

Find a branch


Mbabane Branch

Physical Address
1st House
Betfusile Street
Mbabane

Postal Address
PO Box 1337
Mbabane
Swaziland

Telephone Number: +268 2404 1961/5
Fax Number: +268 2404 4535
Branch 6-Digit Code: 280164

Corporate Place Branch

Physical Address
Corporate Place
2nd Floor
Swazi Plaza

Postal Address
PO Box 261
Eveni
H103

Telephone Number: +268 2404 3431
Fax Number: +268 2404 3121
Branch 6-Digit Code: 281264

The Gables Agency

Physical Address
Gables Shopping Complex
Shop No 3
Ezulwini

Postal Address
PO Box 308
Matsapha
Swaziland

Telephone Number: +268 2416 2777
Fax Number: +268 2416 2804
Branch 6-Digit Code: 281064

Matsapha Branch

Physical Address
Lot 171
1st Avenue
Matsapha

Postal Address
PO Box 308
King Mswati III Avenue
Matsapha

Telephone Number: +268 2518 7570/5
Fax Number: +268 2518 7805
Branch 6-Digit Code: 281064

Mahhala Agency

Physical Address
Lot 445
Matsamo Shopping Complex
Matsapha

Postal Address
PO Box 308
Matsapha
Swaziland

Telephone Number: +268 2518 7611
Fax Number: +268 2518 7525
Branch 6-Digit Code: 281064

Manzini Branch

Physical Address
Makabongwe House
Nkoseluhlaza Street
Manzini

Postal Address
PO Box 645
Manzini
Swaziland

Telephone Number: +268 2505 3181/5
Fax Number: +268 2505 3188
Branch 6-Digit Code: 282064

Bhunu Mall Agency

Physical Address
Bhunu Mall Shopping Complex
Shop No U16
Ngwane Street
Manzini

Postal Address
PO Box 645
Manzini
Swaziland

Telephone Number: +268 2505 7950/1
Fax Number: +268 2505 7972
Branch 6-Digit Code: 282064

Big Bend Branch

Physical Address
Shop No 1
Matata Shopping Complex
Big Bend

Postal Address
PO Box 2
Matata
Swaziland

Telephone Number: +268 2364 6000/5
Fax Number: +268 2364 6006
Branch 6-Digit Code: 286064

Nhlangano Agency

Physical Address
Plot 239/240
4th Street
Nhlangano

Postal Address
Private Bag 5
Nhlangano
Swaziland

Telephone Number: +268 2207 9321
Fax Number: +268 2207 9327
Branch 6-Digit Code: 282164

Pigg's Peak Branch

Physical Address
15 Mambo House
Evelyn Baring Street
Piggs Peak

Postal Address
PO Box 464
Piggs Peak
Swaziland

Telephone Number: +268 2437 1900/3
Fax Number: +268 2437 1894
Branch 6-Digit Code: 282364

Siteki Branch

Physical Address
Plot 127
Jacaranda Avenue
Siteki

Postal Address
PO Box 602
Siteki
Swaziland

Telephone Number: +268 2343 4393
Fax Number: +268 2343 4416
Branch 6-Digit Code: 286064

Simunye Branch

Physical Address
Simunye Plaza
Shop No 38B
Simunye

Postal Address
PO Box 357
Simunye
Swaziland

Telephone Number: +268 2383 8601
Fax Number: +268 2416 2804
Branch 6-Digit Code: 283164

More convenience


Online and Cellphone Banking give you convenient, real-time access to your accounts. Pay, transfer, trade and invest, using easy navigation, all from the comfort of your couch, or on the go.

It's convenient - you can do most things that you can do in a branch.

It's secure - keep track of your transactions with free inContact, OTP notifications and software protection.

It's simple - all you need is an FNB bank account and access to the internet (for Online Banking), or airtime (for Cellphone Banking).

With Online Banking you can

  • Make online payments
  • Transfer funds between your accounts
  • View and manage your accounts and balances
  • View and download account statements
  • Set up recurring payments to automatically pay your recipients even when you're not online
  • Apply for products online
  • Set up future-dated payments up to one year in advance
  • Receive account notifications via inContact on your phone or via email

Benefits of Online Banking

  • The convenience of doing your banking whenever it suits you
  • You no longer have to wait in queues
  • The ability to do banking in a safe and secure environment
  • A full money back guarantee in the case of online fraud committed on your account*
  • Access to a dedicated Fraud Line on: +268 2518 4637

*This offer only applies if you have activated the inContact service and you have taken adequate care to look after your access details

With Cellphone Banking you can

  • Buy prepaid airtime for yourself or your employees
  • View a list of your most recent prepaid cellphone airtime purchases
  • Check balances on one or all of your accounts
  • Get a mini-statement
  • Transfer money between your own FNB accounts
  • Make third party payments to pre-defined beneficiaries for your business
  • Maintain your Cellphone Banking details for your business
  • Receive real time confirmation of business financial transactions (inContact)

Benefits of Cellphone Banking

  • Free inContact
  • FREE subscription to Cellphone Banking
  • Any cellphone make or model can be used
  • No special SIM card requirements
  • No complicated downloads
  • No changes to your cellphone settings
  • 24 hour banking convenience - you can bank wherever you are, whenever you want
  • Transactions occur real time
  • It's as simple as dialing *130*321#

Access to finance


Let us help you get your dream home, whether you want to buy, build or make improvements to your existing home. You can also apply for a personal loan to help you consolidate your debt, pay for education, or assist with home improvements - with flexible repayment terms to suit your needs.

Home loans

Personal loans

Home loans


Acquiring property is a life long decisions and full commitment anyone can take. We have therefore made your first steps towards acquiring your hard earned asset a lot easier. With the number of options available you decide what's best for you.

What a home loan can do for you

Our brand-based home loan finance capabilities will assist you with:

  • Building a new home
  • Buying a house, sectional title dwelling, small holdings and holiday homes
  • Refinancing your existing homes
  • Extending or renovating an existing property

Personal loans


Loans between E2 000 and E150 000 with up to 60 months to pay.

Added value

Our brand-based home loan finance capabilities include added value:

  • No security required
  • Get your application response in 24hrs
  • In the event of unforeseen circumstances, you can rest assured - our affordable Customer Protection Plan will cover you in case of disability, retrenchment, dread disease or death.

Flexi Fixed Deposit


A short- to long-term investment account with minimum access to your funds with a favourable interest rate.

What the Flexi Fixed Deposit offers

  • Two investment term options
    1. 3 months and 12 months
    2. Additional deposits at any time and of any amount
  • Two free withdrawals during the 3 month and 12 month investment term (subject to a maximum of 15 of the available balance)
  • No monthly fees
  • Interest rate linked to prime

What you should know

  • No interest earned on a balance below E100
  • Get statements on request

Added value

  • You get a free Family Support cover policy that pays out E1 000 per month for 3 months to a family, in the event that the account holder dies.

How to apply

  • If you are an existing FNB client, you can open a Flexi Fixed Deposit via your Online Banking profile.
  • If you are new to FNB, you will need to undergo a 'know your customer' (KYC) check at your nearest FNB branch before you can open your account.

What you need to apply

  • A Swaziland identity document
  • Proof of residences: a recent (less than 3 months old) utility account, e.g. water or electricity

Call Deposit


The Call Deposit Account is a savings product that allows you to make additional deposits at any time while giving you easy access to your funds. A minimum investment of E1 000.

What you can do with a Call Deposit

  • Always have easy access to your funds
  • Make additional deposits at any time
  • Earn competitive returns on your savings
  • Interest earned can be credited to your account or transferred to your cheque account
  • Set up regular payments into your account
  • Make third-party payments via Online Banking or at an FNB ATM
  • The interest earned is tiered; the higher your investment amount, the better the interest
  • No interest will be earned on balances less than E1 000

What you need to apply

  • A Swaziland identity document
  • Proof of residences: a recent (less than 3 months old) utility account, e.g. water or electricity

Qualifying criteria


  1. Earn at least E96 000 per year
  2. Be a Swaziland citizen or permanent resident

New FNB clients need to undergo a 'Know Your Customer' (KYC) check at any of our FNB branches.

Documents needed


  • A Swaziland Identity Document
  • Proof of residence: a recent (less than 3 months old) utility account, e.g. water or electricity
  • Proof of income (your latest payslip and a stamped letter from your employer confirming your employment)

FNB Gold Lifestyle Account


Get the convenience, access to finance and flexible investment solutions to help you get to where you want to be.

More convenience


Bank anywhere, anytime


Pay, transfer, trade and invest, using easy navigation, all from the comfort of your couch, or on the go.

Access to finance


Loans

Let us help you get your dream home, apply for a personal loan with flexible repayment terms

Flexible investment solutions


Invest for the longer term


Put away your savings for longer periods of time, with the ability to make additional deposits at any time, or for a fixed term, while still enjoy easy access to your funds.

Flexi Fixed Deposit

Call Deposit

Applying made easy